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Credit Repair - Fixing Bad Credit
Do you have bad credit or do you know someone with bad
credit that would benefit from credit repair? REALTORS and Loan Officers:
Have you lost clients because of bad credit. Would providing a credit
repair service to your clients with bad credit increase your real estate
sales and mortgage loan closings?
Complete Credit Repair,
LLC – Credit Repair Services
Complete Credit Repair, LLC provides legal and ethical
credit repair guided by the Fair Credit Reporting Act (FCRA) and the Fair
and Accurate Credit Transactions Act (FACTA). We provide credit repair
assistance to help correct inaccurate, incomplete or unverifiable information
contained in our client’s credit reports. There is no
cost to you for our credit repair services unless we improve
your credit score by 20 points or more! That's right! We will work on
your behalf, at no cost to you, unless we improve
your credit score by 20 points or more.
Contact Jesse (480) 570-9137 or Michael
(480) 694-4306 or email Info@CompleteCreditRepairLLC.com for
more information. Visit our website at www.CompleteCreditRepairLLC.com
We dispute the negative information contained in your
credit report, utilizing a federal law called the Fair Credit Reporting
Act. Our clients have received exceptionally positive results over the
past few years. Though each case varies, most credit scores are increased
by 50-60 points or more within 30-90 days.
Our system has removed bankruptcies, foreclosures,
repossessions, collections, tax liens, judgments, late payments, profit
& losses, charge-offs, and numerous other types of accounts from hundreds
of credit reports.
Most credit repair companies and attorneys charge hundreds
(and even thousands) of dollars for credit repair. Furthermore, many of
these companies illegally charge upfront
fees for their services: **Read below about prohibited credit
repair practices from the FTC:
SEC. 404. PROHIBITED PRACTICES.
(4) (b) Payment in Advance.--No credit repair organization may charge
or receive any money or other valuable consideration for the performance
of any service which the credit repair organization has agreed to perform
for any consumer before such service is fully performed.
Remember, we will work on your behalf, at no
cost to you, unless we improve your credit score by 20 points
or more.
Why Improve Bad Credit?
With credit scores driving everything from home mortgages,
auto loans and credit card interest rates to insurance premiums, utility
service and job offers, a good credit score is possibly the biggest boost
you can give your financial life. It puts you on equal footing with lenders
and creditors who want your business. Over the course of your financial
life, a good credit score could save you thousands of dollars.
• Lower interest rates - An improved
credit score may lower interest rates for home loans, car loans and credit
cards.
• Insurance - More home and auto insurers are looking
at credit scores before deciding if coverage will even be offered and
at what premium.
• Job Offers - Increasingly, potential employers
will pull an applicants credit report and scores as another way to access
job candidates.
• Rental Properties - More landlords are using
credit reports and scores as a way to access potential tenants.
• Utility Service - If you've got good credit,
utilities like gas, electric, cable and phone companies may waive hefty
deposits and offer better plans.
Contact Jesse (480) 570-9137 or Michael
(480) 694-4306 or email Info@CompleteCreditRepairLLC.com
for more information. Visit our website at www.CompleteCreditRepairLLC.com
What is the cost of bad credit? Keeping bad credit
costs more that fixing bad credit!
Have you ever stopped to think that keeping bad credit
costs more than fixing bad credit? Can you afford
not to have your credit repaired? How much have
you paid in additional fees due to your lower credit rating? Excessive
interest paid, higher insurance rates and unnecessary deposits are just
a few of the financial hardships faced by those with bad credit.
Home Mortgages and Credit Status
If borrowers have imperfect credit, the ability to qualify
for a home loan may be great, if not impossible. Also, as you can see
below, even mildly damaged credit will cost a small fortune in additional
interest. Potential borrowers may be excluding themselves from the "American
Dream" of owning a home if they don't have the credit scores to meet
home lenders guidelines.
$200,000 mortgage paid over 30 years: |
Credit Status |
Rate |
Payment |
Cost of Bad
Credit |
Perfect |
6.5% |
$1,264.14 |
$0.00 |
Midly Damaged |
9.0% |
$1,609.25 |
$124,239.60 |
Damaged |
12.0% |
$2,057.23 |
$285,512.40 |
Severly Damaged |
Not Available |
Not Available |
Not Available |
Automobile Financing and Credit Status
If you are financing a car and have bad credit, you are
probably paying thousands of dollars more than you would pay if you had
your credit restored. What do auto financing payments look like for different
credit scores?
$20,000 paid over 5 years: |
Credit Status |
Rate |
Payment |
Cost of Bad
Credit |
Perfect |
8% |
$405.53 |
$0.00 |
Midly Damaged |
14% |
$465.37 |
$3,590.40 |
Damaged |
20% |
$529.88 |
$7,461.00 |
Severly Damaged |
25% |
$587.03+ |
$10,890.00+ |
Put an end to your credit problems! Remember, it costs
more to keep bad credit than to repair bad credit!
Contact Jesse (480) 570-9137 or Michael
(480) 694-4306 or email Info@CompleteCreditRepairLLC.com
for more information. Visit our website at www.CompleteCreditRepairLLC.com
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